Toronto
Mortgage broker in Scarborough
Mortgages for Scarborough houses, condos, and small multi-unit properties - including files with rental suites, newcomer income, and self-employed borrowers.
What we finance in Scarborough
Neighbourhoods and areas we cover
- Agincourt
- Malvern
- Guildwood
- Birch Cliff
- Highland Creek
What makes Scarborough files different
Scarborough remains one of the more accessible entry points into the Toronto market, which means a lot of first purchases, secondary-suite income, and refinances to pull equity for renovations.
Multi-residential walk-ups, retail strips, and industrial condo units near Markham Road and the 401.
Scarborough mortgage questions
- Can newcomers to Canada get a mortgage in Scarborough?
- Yes. Newcomer programs exist at several lenders with as little as 5% down and limited Canadian credit history, provided income is verifiable and status documents are in order.
- Is financing different for a legal second suite?
- A legal, registered suite is easier to finance and appraises higher than an unregistered one. Lenders differ sharply on unregistered suites, so tell us up front.
Helpful next steps
Related services in our network
- Toronto home valuation serviceFree property valuations for Toronto and GTA homeowners - useful before a refinance, equity take-out, or renewal so you know the value your lender will be working from.
- Toronto moversResidential and commercial movers across Toronto and the GTA for the closing-day side of a purchase once your mortgage funds.
- Toronto commercial real estate insightsMarket coverage on GTA multi-residential, retail, office, and industrial properties - a good starting point before arranging commercial mortgage financing.